For more information about the Brighter Future Advisor Plan, contact your financial professional, call 1-888-529-9552 or visit www.brighterfutureadvisor529.com to obtain a Program Description and Participation Agreement which includes investment objectives, risks, charges, expenses, and other important information; read and consider it carefully before investing or sending money. Ascensus Broker Dealer Services, LLC, Distributor.
Please Note: Before you invest, consider whether your or the beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in that state’s qualified tuition program. You should also consult your financial, tax, or another advisor to learn more about how state-based benefits (or any limitations) would apply to your specific circumstances. You also may wish to contact directly your home state’s 529 college savings plan(s), or any other 529 plan, to learn more about those plans’ features, benefits, and limitations. Keep in mind that state-based benefits should be one of many appropriately weighted factors to be considered when making an investment decision.
The Brighter Future Advisor Plan is a college savings program sponsored by the State of Arkansas and is administered by the Arkansas 529 Plan Review Committee (Committee). Ascensus Broker Dealer Services, LLC, the Program Manager, and its affiliates have overall responsibility for the day-to-day operations, including investment advisory, recordkeeping, and administrative services, and marketing. BlackRock Fund Advisors serves as Investment Manager of the Brighter Future Advisor Plan except for the Savings Portfolio, which is managed by Sallie Mae Bank. The Brighter Future Advisor Plan’s Portfolios invest in either (i) exchange-traded funds; or (ii) a Federal Deposit Insurance Corporation (FDIC)-insured omnibus savings account held in trust by the Committee at Sallie Mae Bank. Units of the Portfolios are municipal securities, are not exchange-traded funds, and the value of units will vary with market conditions.
Investment returns will vary depending on the performance of the Portfolios you choose. Except to the extent of FDIC insurance available for the Savings Portfolio, you could lose all or a portion of your money by investing in the Brighter Future Advisor Plan, depending on market conditions. Account Owners assume all investment risks as well as responsibility for any federal and state tax consequences.
The aggregate balance of all 529 plan accounts sponsored by the State of Arkansas for the same designated beneficiary may not exceed $500,000.
A periodic plan of regular investment and asset allocation cannot assure a profit or protect against a loss in a declining market.
Neither BlackRock, Inc., and its affiliates nor Ascensus Broker Dealer Services, LLC and its affiliates provide tax advice. Please note that (i) any discussion of U.S. tax matters contained in this communication cannot be used by you for the purpose of avoiding tax penalties; (ii) this communication was written to support the promotion or marketing of the matters addressed herein; and (iii) you should seek advice based on your particular circumstances from an independent tax advisor.
BlackRock Fund Advisors is a subsidiary of BlackRock, Inc. and is not affiliated with Ascensus Broker Dealer Services, LLC.
Investing involves risk, including possible loss of principal.
Not FDIC Insured (except for the Savings Portfolio). No Bank, State or Federal Guarantee. May Lose Value.
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